Overtime Pay Calculator

Enter your hourly rate and total hours for the week. You'll get the regular pay, the overtime pay, and the combined weekly and yearly totals.

The formula

regular pay = min(hours, threshold) × rate
overtime pay = max(0, hours − threshold) × rate × multiplier
weekly total = regular pay + overtime pay

Worked example

$20/hour, 46 hours, 40-hour threshold, 1.5× multiplier: regular pay = 40 × $20 = $800; overtime pay = 6 × $20 × 1.5 = $180; weekly total =$980. Over 52 such weeks that is about $50,960, versus $41,600 with no overtime — the six overtime hours a week add roughly $9,360 a year.

Daily overtime (California-style)

To model a state that pays 1.5× after 8 hours in a day, this weekly tool is a rough proxy — set the threshold lower or run each day separately. For most workers under the federal rule, the 40-hour weekly threshold is what applies.

After tax

Overtime is ordinary income. Its withholding can look heavy on a big week because that paycheck is annualised into a higher bracket, but it reconciles on your return. Estimate the take-home effect with the take-home pay calculator and see how the federal tax brackets work.

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Frequently asked questions

How is overtime pay calculated in the US?

Under the federal Fair Labor Standards Act, non-exempt employees must be paid at least 1.5 times their regular rate for hours worked over 40 in a workweek. So at $20/hour, overtime is $30/hour, and 46 hours in a week pays (40 × $20) + (6 × $30) = $980.

Is overtime based on the day or the week?

Federally, it is the workweek — a fixed, recurring 168-hour period. Only hours over 40 in that week count. A few states add daily overtime: California, for example, requires 1.5× after 8 hours in a day and 2× after 12. Set the threshold and multiplier below to model a state rule.

What is 'time and a half' and 'double time'?

Time and a half is 1.5× the regular rate — the federal overtime rate. Double time is 2× and is not required by federal law; it comes from state law (California), union contracts, or company policy, often for hours far beyond 40 or for holidays.

Who does not get overtime?

'Exempt' employees — generally salaried workers above a set salary threshold who perform executive, administrative, professional, outside-sales or certain computer duties. Job title alone does not make someone exempt; the salary level and actual duties both have to qualify. Most hourly workers are non-exempt and are owed overtime.

Does my regular rate include bonuses?

Sometimes. Non-discretionary bonuses, shift differentials and commissions must be folded into the 'regular rate' before the 1.5× is applied, which makes the true overtime rate a bit higher than 1.5× the base hourly wage. Discretionary bonuses and true gifts are excluded. This calculator uses the rate you enter as the regular rate.

Is overtime taxed more?

No. Overtime is ordinary wages taxed at your normal rates. A big overtime week can push more of that week's pay into a higher withholding bracket, so the paycheck withholding looks heavier, but it evens out on your tax return. See how the brackets work.

How do I annualise overtime?

Multiply the weekly total by the number of weeks you expect to work that pattern. Overtime is often irregular, so treat the annual figure as a scenario, not a guaranteed salary.

Last reviewed: September 2026. Figures and formulas are checked against their published sources; see the site's data notes.